Insurance vs. Self Pay

HAVING INSURANCE
Most insurance companies do cover bariatric surgery, and pay for the hospital, surgeon & anesthesiologist bills, as well as the pre-operative testing required. Since there are many insurance companies and each with different policies; it’s best to contact your insurance company to find out if you’ll be covered. Our office staff will get the insurance approval on your behalf.

LIST OF SOME ACCEPTED INSURANCES *

• AMERIHEALTH
• BEECHSTREET
• CORESOURCE
• EMPIRE BCBS
• HORIZON BCBS
• BCBS of ALL STATES
• CONNECTICARE, INC
• GREAT WEST HEALTHCARE
• HEALTH CHOICE
• LOCAL UNIONS INS
• HUMANA
• INSURANCE DESIGN ADMINISTRATORS
• LOOMIS
• THE MAIL HANDLERS BENEFIT FUND
• NATIONAL BENEFITS FUNDS
• NJ CARPENTERS HEALTH FUND
• PLUMBERS LOCAL 24
• PREFERRED CARE
• STARMARK
• WELL CHOICE
• LOCA 825/OPERATING ENGINEERS
• MEDICARE
• AETNA
• CIGNA
• GHI
• GUARDIAN
• HEALTHPARTNERS/PHS
• MEDICARE BLUE
• MEDICARE RAILROAD
• MULTIPLAN
• NPNN
• OXFORD LIBERTY
• OXFORD FREEDOM
• PHCS
• QUALCARE
• TRICARE
• UNITED HEALTHCARE

*Must have out of network benefits

Our office staff would be glad to check your insurance benefits, and do all the legwork to acquire insurance approval for your surgery. You can call us at (888) NEW-BODY, or email us at info@mehtaobesitycenter.com, with the following information if you would like our office to check your benefits for surgery.

Your Name, Date of Birth, Insurance ID #, Insurance phone #

PURCHASING NEW INSURANCE
If you do not have insurance, it is still possible to enroll in insurance that provides adequate coverage for bariatric surgery. You can contact any major carriers such as Aetna, Blue Cross Blue Shield, Horizon, Oxford, Cigna, or others. You will need to make sure of the following:
• Must have Out-of-Network benefits
• Must have benefits for Bariatric Surgery (Weight Loss Surgery)
• Obesity must not be listed, as a preexisting condition, and that you will be allowed to get Bariatric Surgery.
• That there will not be a long mandatory waiting period by the insurance company for you to get Bariatric Surgery

SELF PAY
For those without adequate insurance, and do not want to purchase new insurance, may choose to pay for the surgery. We have negotiated the best possible rates with hospitals and come up with the best possible pricing.

We’ll email you our complete list of special prices, for those who choose the no-insurance self-pay option.

 

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APPLYING FOR A LOAN
You may apply for a loan at MyMedicalloan.com. This company specializes in giving people medical loans. It has been working well for most of our patients who choose to take this path.

MEDICARE
We do participate in Medicare and all types of surgeries are covered.